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Fees & Payments

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Insurance & Payment Details

Clients may begin individual therapy at this time through insurance benefits or private pay (credit cards and HSA/FSA cards). 

Faya Therapy is in-network with the following insurance plans:

Medica, United Behavioral, United Health Care, Bind, Surest and UMR

Coverage depends on the details of your individual plan. To confirm individual therapy will be covered, please call your insurance company directly. 

Out-of-network insurance plans:

Some insurance plans include out of network benefits that may help reduce the cost of therapy services. Coverage and reimbursement rates vary depending on your individual insurance plan. Connect with your insurance member's services to learn more about your specific plans, including but not limited to out-of-pocket maximums, deductibles, copays, and out-of-network benefits.

Service Rates & Investments

In compliance with the No Surprises Act and Good Faith Estimates, you have the right to receive a “Good Faith Estimate” of expected charges before you schedule individual psychotherapy. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. The total cost of your care will be determined by the frequency and length of your sessions.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

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Private Pay Benefits

No diagnosis or insurance reporting required—your personal mental health information remains completely private.

Supports access for others—private pay helps fund sliding scale options for clients who need reduced fees.

Clients with high-deductible insurance plans often end up paying out of pocket regardless.

Looking for more details or tailored support?